When you start shopping for engagement rings, you’ll find that there are tons of options available. There are also many talented and reputable jewelers that sell engagement rings online and usually, you can find great deals and designs that you won’t find at a chain store. But spending thousands of dollars on a ring before seeing it in person can be terrifying. What if you aren’t getting what you’re buying? What if you get swindled? There are several things you can do to get a great deal online without sweating diamonds for your engagement ring - here’s 13 of them:
1. Make sure you’re shopping at a legit store
There are several reliable online jewelers so make sure you do your research. When you are shopping around, see if the store offers a return policy. Also make sure to check reviews online. If you see tons of negative comments, you know to stay far away from that jeweler.
2. Insure the bling
No matter where you buy the ring, insurance is a total necessity. Life happens. Your fiancé could get the ring stolen. Or some act of God can happen and suddenly it’s gone. It’s important to plan ahead. Not only is it saving your wallet in the long run, but it’s protecting the symbol of your love. Don’t be cheap here.
3. Do your research
Do you know what kind of style your fiancé likes? Does she want something unique? What about buying ethical stones? Buying online gives you the opportunity to look at different styles without getting hassled by salesmen. Plus it’s way easier to look at several different stores by sitting on your couch rather than walking around a mall.
4. Know your C’s
You’ll have to know the four C’s when you shop online. That includes the clarity, cut, color, and carat. It’s easier to spot (or ask) about these in person, but you’ll have to have that knowledge to read it online. This will also keep your eye open on every little detail of the ring. Pay attention.
5. Know your budget
Before you start shopping online or walk into a store, you’ll need to know your budget. There’s an old tradition that says a man should spend three month’s pay on a ring. Don’t feel like this is a necessity! Know your finances and know what you can afford. You don’t want to go into debt before you even start planning for the wedding. Also remember to budget for the actual wedding band.
6. Analyze the market
If you have no idea about diamond or gold prices, you’re going to get conned. After you realize what you can afford to spend, then look at market prices for gold and gemstones. Make sure that you know the value of the ring and how far your funds will go.
One of the best options about buying online is our ability to customize the ring. You can always buy loose diamonds and get a separate setting. You can even choose different gemstones, designs, or a mismatched wedding band.
8. Read the terms and conditions
You’ve found the perfect ring. Before you list your credit card information, make sure you’ve read the fine print. Can you return the ring? Is there any additional fees? Is insurance included? It’s always best to reach out to customer service if you have any questions BEFORE you buy the ring.
9. Check the size
If you are trying to keep the proposal a surprise this could be difficult. You could always sneak out with one of her rings and get it sized. Or you could ask one of her friends or family members for some extra help. If you’ve had this conversation, then you can go to a jeweler together and get her size.
10. Make sure the payment is secure
Always make sure that the jeweler uses a secure payment system before you buy online. Imagine if something happened to your money before the jeweler gets it. Eventually you’ll get your money back. But it will be a long, annoying, and just awful process to get straightened out.
11. Find out delivery time
If you are planning a time sensitive proposal, make sure you know when the ring will arrive. Even though this seems like an obvious idea. Especially if you are planning a holiday proposal, like at Christmas or Valentine’s Day.
12. Make sure the shipment is secure
This is another tip that seems like an obvious no-brainer. Buying an engagement ring is one of the largest purchases you’ll ever make. So make sure the shipment is protected with insurance. Can you really trust the FedEx guy with an engagement ring? Right, that’s what we thought.
13. Ask about retail partners or offline distributors
Before placing the final order, see if there’s a retail partner affiliated with the online jeweler. You actually might be able to see and hold the ring in person before making your decision. This is a great option if you are still nervous about biting the bullet and buying online.